What is Rental/ Downtime Coverage?

If your truck is in the shop because of an insurance claim you need to be able to continue driving revenue to your business. Your fixed expenses aren’t stopping just because your truck is in the shop. Your insurance, truck…

What is a DBA?

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DBA stands for “Doing Business As”. This is a different name than your business’ legal name and cannot include “LLC, Inc, or similar suffixes in the title). One example of a DBA would be for Red Rose Insurance, LLC. We…

What Insurance Do I Need For My Box Truck Company?

As you are starting your box truck company one of the more confusing parts is likely the insurance. Below you will see a survey of coverages your company may need. Auto Liability. FMCSA requires $750,000 in auto liability to be…

Your Business’s Greatest Risk Is A Cyber Attack

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Your business’s greatest risk is likely not a five-alarm fire, but rather a cyber attack. 60% of small businesses go out of business in six months following a cyber attack and 43% of all cyber attacks are against small businesses.…

What is SAFER?

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SAFER stands for Safety and Fitness Electronic Records and is effectively the public-facing option of FMCSA. In SAFER you can research anyone’s DOT records. The most useful tool within SAFER is the Company Snapshot. You can search by DOT, MC,…

Can I Get Trucking Insurance Without a Truck?

If you are in the final stages of acquiring a truck, or are a week out from renting a truck, it is often a good idea to get insurance before you actually have a truck. With this you can start…

How To Win With Your Trucking Insurance Premium

Trucking Insurance costs are continually increasing with the rise in claims. Those costs are pushed to the yearly insurance premiums for trucking companies. It’s hard to maintain profitability with hauling freight and the margins grow tighter every time the insurance…